As mentioned above each company is allowed to have up to two payment request services. To be able to use payment request service, you need to acquire authorization from the bank beforehand.
When the payment request service is created, some of the information needs to be entered into the Regla system as well. If the payment request service information in Regla differs from the information acquired from the bank, the information will be updated according to the bank. However, The Bank no. or Identifier should always be consistent with the bank information.
To activate the service, Bank no. and Identifier need to be entered. You can then click the Update button. Other fields in the payment request settings are not mandatory and default values will be used if left empty. All amount of money on this page are in Icelandic currency. Payment request type A and B could be used at the same time if both tick boxes are checked.
The bank number of the bank which provides payment request service (e.g. 0111).
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The identifier field keeps the identifier of using payment request services of the bank. The company will receive the identifier for the chosen service from the bank after application.
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The due date is the date the payment request is supposed be paid. The payment can of course be realized before the date.
The system will be able to calculate the due date if a rule is set for it. The rule is simply the number of days from the date the payment request is created to the due date set. Please note that if a payment request is added to a queue, the due date rule will be applied when the payment request is actually sent but not when the payment request is added to the queue. If the due date rule is set to be 20, it means that it is 20 days later than payment request creation date.
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Final due date is the final date the payment request needs to be realized or the interest on overdue payments will be added. The interest calculation is based on the due date but not the final due date.
To enable the system to calculate the final due date, a rule must be set by the user. The rule is simply the number of days from the date the payment request is created to the final due date. Please note that if a payment request is added to a queue the final due date rule is applied when the payment request is created but not when the payment request is added to the queue. If the final due date rule is set to 30, the final due date is set 30 days later than payment request creation date.
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Cancellation date rule will define the date the payment request will be cancelled if no payment is made.
In order for the system to calculate the cancellation date, you need to set a rul for it. The rule is simply the number of days from the date the payment request is created to the cancellation date. Please note that if a payment request is added to a queue, the cancellation date rule will be applied when the payment request is created but not when the payment request is added to the queue. If the cancellation date rule is set to be 365, the payment request will be cancelled a year after its creation if no payment is made.
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Notice and payment fee are the fee the customer needs to pay for the payment request calculation, printout cost and mailing cost of payment slip.
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If this field is checked, installment of the payment request is allowed. If the payment request is, for example, 25.000 Icelandic krone, 10.000 krone can be paid first and then remaining 15.000 krone can be paid later.
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Penalty charge is the amount the payer needs to pay if he does not make the payment in time. There are two penalty charges available, First date penalty charge and Second date penalty charge. |
Date indicates the number of days to past final due date the charge should be added to the payment request. The Amount field indicates the charge. In the picture above you can see that if customers pay 2 days later than the final due date the amount of 500 ISK will be added. If the customer pays 4 or more days later than the final due date the added charge will be 1000 ISK without including the previous 500 ISK.
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